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New VantageScore Credit Model Aims To Boost Predictive Performance

Also, company’s pilot program gives nonprofit lenders access to modern credit scoring while helping them maintain sound lending practices

Apr 22, 2025
Late Pays Rising for Student, Auto Loans

More of those with strong credit records have gone delinquent

Mar 27, 2025
Consumer Credit Delinquencies Hit Five-Year High

Mortgage debt is the primary driver behind rising credit balances

Feb 28, 2025
Signs Point To Consumer Spending Slowdown

Borrowers pay down mortgage debt in December, shy away from buying new homes, analysis finds

Jan 28, 2025
High-Income Borrowers Feeling The Credit Crunch

"White-collar consumers" experiencing financial strain, compounded by ongoing slump in white-collar employment.

Nov 26, 2024
Credit Delinquencies Rise, New Lending Slows

VantageScore provides the final snapshot of consumer credit health before the U.S. elections

Oct 30, 2024