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"White-collar consumers" experiencing financial strain, compounded by ongoing slump in white-collar employment.
VantageScore provides the final snapshot of consumer credit health before the U.S. elections
Panelists at MBA's annual event agree GSEs have neglected to facilitate mandatory adoption of new credit scoring models, set to take effect in the fourth quarter of 2025.
Overall loan balances rose to the highest level in more than four years
Consumer credit utilization decreased to 51.6% down from the prior month, hitting a new four-year low.
