Asset-rich borrowers do not always fit neatly into traditional agency guidelines. Kind Lending’s Non-QM Asset Depletion program gives originators another way to help these borrowers qualify by turning eligible assets into qualifying income.
Join us on June 17th at 1:00 pm ET / 10:00 am PT for a 45-minute interactive session to learn how Kind's Non-QM Asset Depletion program helps originators qualify more borrowers with greater flexibility, higher qualifying income, and fewer documentation requirements.
Discover how asset-rich borrowers can leverage assets as income to improve DTI, increase buying power, and access financing solutions beyond traditional agency guidelines. Bonus: best scenario contest wins a pair of cobranded Nike Air Force 1s.
What You’ll Learn
- How Kind’s 60-month calculation can boost qualifying income
- Using assets as the sole source of qualifying income
- Documentation advantages with only 3 months of asset statements required
- Flexibility for cash-out refinances, retirement funds, and investment properties
- Greater flexibility around retirement assets and borrower age considerations
- Eligibility advantages across primary residences, second homes, and investment properties
- Which borrowers are ideal candidates for the Asset Depletion solution
