Tighter lending standards, strong equity, and a persistent supply shortage differentiate current cycle from the Great Recession

Ginnie Mae’s Gormley, FHA’s Cassidy Get Swift Mortgage Industry Support

Steep cost of homeowner’s insurance creating problems for lenders, buyers, and owners

If enacted, legislation will mark major turning point in how borrower data is treated in the mortgage process

Single-family business up more than 10% YoY, with notable increase in refi share

GSE’s liquidity, cost cuts, and credit quality hold steady even with sluggish spring market; regulatory capital still $29B too low

Both purchase and refinance activity fall, despite inventory increases in many areas

Integration aims to boost borrower recapture for lender-servicers