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Senate introduces legislation to modernize the national housing act

National Mortgage Professional
Nov 20, 2006

MISMO approves PDF developmentMortgagePress.comAdobe Acrobat MISMO has reported that its eMortgage Workgroup has unanimously passed a motion to develop implementation guidance for creating electronically signed PDF documents, using the Adobe PDF 1.6 specification. MISMO has been involved since 2001 in developing open, voluntary, consensus-based standards and industry guidance for the implementation of electronic mortgages. In recent months, the eMortgage Workgroup and MISMO have been exploring the business, technical and licensing ramifications of developing implementation guidance for standardized e-documents based on the PDF specifications that Adobe Systems Inc. maintains and publishes. Some Adobe specifications have already been incorporated into the standards of other standards-setting bodies. The intent of this motion was to develop guidance that focused on standardized e-signatures and document formatting (e.g., fonts and layout) and not on e-documents that contain a View mapping to a Data payload. In other words, the motion was intended to focus on PDF e-documents, as they are being used in the industry today, and not a View/Data structure that duplicates the functionality of a Category One SMART Doc form. When Adobe publishes its worldwide patent license letter for the Adobe Intelligent Document Format, the workgroup will revisit the question of providing implementation guidance for that technology. For more information, visit
Nov 20, 2006
CFPB Reports Trends In Financial Assistance

The latest developments from this study reveal that most consumers have exited the payment assistance they received at the start of the pandemic.

Analysis and Data
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CFPB Orders GreenSky To Refund $9M In Unauthorized Loans

The consent order requires GreenSky to refund or cancel up to $9 million in loans for the customers harmed by this illegal conduct.

Regulation and Compliance
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CFPB Warns Landlords And Consumer Reporting Agencies To Report Accurate Rental Information

Inaccurate rental or eviction information can unfairly block families and individuals from safe, affordable housing.

Regulation and Compliance
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FHFA Mandates Quarterly Fair Lending Reports

FHFA issued orders for all enterprises to submit quarterly Fair Lending Reports with data and information to improve the FHFA’s capabilities. 

Regulation and Compliance
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FHFA Follows CFPB To Protect Borrowers Once COVID-19 Foreclosure And Eviction Moratoriums End

The Federal Housing Finance Agency made it clear that Fannie Mae and Freddie Mac servicers are not permitted to make first notice or filing for foreclosure that would be prohibited by the CFPB protections for borrowers affected by COVID-19.

Regulation and Compliance
Jun 30, 2021
CFPB Finds Evidence Of Redlining And Deceptive Acts In 2020

Enforcement actions resulted in more than $124 million in consumer remediation and civil money penalties in 2020

Regulation and Compliance
Jun 29, 2021