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CircleLending introduces reverse mortgage calculatorMortgagePress.comReverse mortgage calculator CircleLending Inc. has released a reverse mortgage calculator as an adjunct to its private reverse mortgage, Family Advantage. Via the calculator, a customer can determine a statistically probable loan term based on the borrower's gender, age and actuarial tables and include the property's appreciation rate. Plus, the calculator offers a loan-to-value ratio (LTV) analysis and suggestions for adjusting the terms to achieve the expert-recommended 70-90 percent LTV, in addition to the total annual cost of the loan for comparison with other products. CircleLending Inc. is a financial services company based in Waltham, Mass. For more information, call (800) 805-2472 or visit www.circlelending.com.