Adjustable-rate mortgages: The good, the bad and the ugly

Morris|Hardwick|Schneider announces mergerMortgagePress.comnational default services division, national real estate owned division Morris|Hardwick|Schneider (M|H|S) announced that two new mortgage service divisions—national default services division and national real estate owned (REO) division—have been established. Keri Mason Roth, partner with the firm, has been tapped to lead and grow the existing national REO practice; the national default services division has been established through a merger with Wittstadt & Wittstadt. The merger enables M|H|S to offer the full spectrum of end-to-end lender services—from loss mitigation, to foreclosure, to REO to resale. The national default services division, led by Mark Wittstadt, will provide loss mitigation, bankruptcy, and foreclosure and eviction services in Maryland, Virginia, West Virginia, Delaware and Washington, D.C. M|H|S is a real estate closings law firm based in Atlanta. For more information, call (888) 483-1669 or visit www.closingsource.net. Wittstadt & Wittstadt, based in Baltimore, is a real estate law firm serving the mortgage industry. For more information, call (410) 284-9600 or visit www.wittstadtlaw.com.