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HUD spends nearly $3 billion to nation's public housing authorities to improve housing

National Mortgage Professional
Mar 24, 2009

Fannie Mae/Freddie Mac HVCC effective May 1, 2009 MortgagePress.comFannie Mae, Freddie Mac, appraisals, Home Valuation Code of Conduct, HVCC The Fannie Mae and Freddie Mac Home Valuation Code of Conduct (HVCC) becomes effective on May 1, 2009. All lenders, correspondent lenders, and servicers selling loans to Fannie Mae/Freddie Mac will be required to adhere to the Code. The Code of Conduct establishes: • Required use of the Market Conditions Addendum ( Fannie Mae form 1004MC/Freddie Mac form 71) • Appraiser independence safeguards • Requirement that the borrower receive a copy of the appraisal • Appraiser engagement restrictions • Prohibitions against improper influences on appraisers • Appraisal audit requirements • Independent Valuation Protection Institute For a copy of the HVCC
Mar 24, 2009
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