Gold Star Mortgage Financial Group has achieved 3.2 percent of the Federal Housing Adminstration (FHA) lending market share in Southeastern Michigan, producing more volume than Bank of America, Wells Fargo and Fifth Third Bank combined, during the first quarter of 2009. Gold Star Mortgage Financial Group is ranked the number nine FHA Lender in Southeast Michigan by the U.S. Department of Housing and Urban Development (HUD). The number one FHA lender named was Flagstar Bank, based in Troy, Mich., leading the market share with 7.99 percent. With all of the uncertainty in today’s mortgage marketplace, FHA loans are a viable option for a variety of home buyers. FHA loans are insured by the federal government. Consumers with a 620 or higher credit score and looking for a smaller downpayment may qualify for an FHA loan. "As we further establish ourselves in this market, we look forward to growing our FHA business and continuing to service consumers in Michigan and around the country," said Gold Star Mortgage Financial Group CEO Daniel Milstein. For more information, visit www.goldstarfinancial.com.