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Capital Mortgage Finance Corporation joins First Chester County Corporation
Jul 23, 2009

First Chester County Corporation and its wholly-owned subsidiary, First National Bank of Chester County, have announced that Capital Mortgage Finance Corporation has joined the American Home Bank (AHB) division of First National Bank of Chester County. Capital Mortgage, with corporate headquarters in Columbia, Md., was established in August 1993 and has lending offices in Maryland, Pennsylvania, Delaware, New York, North Carolina, Tennessee and Colorado. Capital Mortgage will enjoy the national lending power of a federally chartered bank and will continue to underwrite, process and close its loans in the Columbia, Md. office. AHB will perform mortgage loan shipping and servicing for Capital Mortgage loans. A.R. Smith, president of American Home Bank, said, “Capital Mortgage enhances our mortgage origination capabilities and provides us with added presence in growing markets. At the same time, the synergies between our operations are significant, as Capital Mortgage will benefit from additional funding sources and our loan servicing capabilities. Like AHB, Capital Mortgage has maintained high standards in its loan origination practices. We welcome Capital Mortgage employees and customers to the First Chester County Corporation family and look forward to working with them as they meet the needs of the communities they serve.” Co-founders Brad Gibbons and Steve Williams of Capital Mortgage added, “We are enthused about teaming up with American Home Bank. We established Capital Mortgage in 1993 with a commitment to superior customer service. Our affiliation with American Home Bank and First Chester County Corporation assures an ongoing focus on service and provides us with nationwide lending power and the stability of a national bank.” For more information, visit or  
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