Fiserv Inc., a provider of financial services technology solutions, has announced the availability of its new Aperio Lending solution. Aperio Lending from Fiserv is an integrated, thin client loan origination platform for secured and unsecured loans, such as mortgage and home equity loans, car loans, education loans and staff loans. The solution is available for organizations located in Europe, Asia-Pacific and Latin America. "Aperio Lending comes at exactly the right time for financial institutions concerned about consistency, process and control in lending," said Nick Wilde, managing director, Asia-Pacific, Bank Solutions, Fiserv. "Aperio Lending simplifies and streamlines any complex loan origination process and provides integration with the front office, back office and external service providers. With a single, real-time view of the customer, Fiserv clients using Aperio Lending can improve their decisioning, enter the market faster with new products and deliver a more responsive service to their customers. In addition, the solution?s best-in-class business process, automated workflow and exception management provide better risk management and mitigation capabilities." Aperio Lending will appeal to banks and consumer finance organisations that want a modern, easily maintainable solution for originating new loans. With consistent, rules-based business processes, banks can manage toward a higher quality of lending and gain greater efficiency through automation. Its ease of use benefits bank customers as well, and enables origination across multiple channels, including contact centre, branch, web and mobile. The solution provides the ability to originate various types of personal loan products, set roles and limits for agents and supervisors, efficiently handle exceptions according to bank policy and provide a consolidated view of the applicant's credit worthiness and ability to service the loan. To further facilitate efficient and seamless process execution, Aperio Lending is designed for integration with external parties such as valuers and credit bureaus. A checklist for document verification is standard, enabling the bank to certify customer application audit satisfaction prior to funding, regardless of whether the application originates in the bank or externally. The solution is available neutral of core provider, but is pre-integrated with the Signature Bank Platform from Fiserv, as well as with Aperio CRM and business process management. For more information, visit www.fiserv.com.