Wells Fargo has reported that as of Oct. 31, 2010, the company had in place 577,192 active trial and completed modifications that had been initiated since the beginning of 2009. That total includes 514,112 modifications done through Wells Fargo’s own programs, with the remaining 63,080 done under the federal government’s Home Affordable Modification Program (HAMP). Approximately 92 percent of Wells Fargo’s mortgage customers remained current on their loan payments in the second quarter of 2010 and the company’s delinquency and foreclosure rates were less than three-fourths that of the industry. Over the last 12 months, fewer than two percent of the loans secured by owner-occupied homes and serviced by Wells Fargo proceeded to a foreclosure sale. For more information, visit www.wellsfargo.com.