John A. Courson, president and chief executive officer of the Mortgage Bankers Association (MBA), has announced the appointment of Thomas T. Kim as Vice President of Commercial Regulatory Policy. Kim joins the MBA from the Federal Home Loan Mortgage Corporation (Freddie Mac), where he served as associate general counsel. In this role, he advised the company on a broad range of regulatory and public policy matters, including regulatory and policy aspects of multifamily loan purchase and securitization transactions. Prior to his tenure with Freddie Mac, Kim served as in-house counsel on legislative, regulatory and financial services policy matters at the Investment Company Institute, the national trade association of the mutual fund industry. In his new role at MBA, Kim will manage all activities relating to commercial regulatory issues, will serve as the staff representative to the Commercial Risk Retention Task Force, and will advance and promote commercial policy with a focus on federal financial regulatory reform and bank oversight. "Tom is uniquely qualified to help craft MBA's commercial policy, as well as help navigate our industry through the seemingly constant regulatory changes," said Mortgage Bankers Association President and CEO Courson. "He joins us at a most crucial time in our industry's history, as we work through the implementation of the Dodd-Frank Act and other critical regulatory changes. We are thrilled to have Tom coming on board at MBA." Kim holds bachelor of fine arts degrees from University of California, Irvine, a juris doctrate degree from the University of California, Los Angeles School of Law, and an LL.M. degree from Georgetown University Law Center. He will report to MBA's Senior Vice President of Commercial and Multifamily Gail Cardwell.