Rob Smith to Head Up the zIngenuity Mortgage Analytics Team

zIngenuity Inc., a boutique consulting firm dedicated to advising mortgage lenders on mortgage finance matters, has announced that Rob Smith, company vice president, has been named as the head of  zIngenuity's Mortgage Analytics team. Smith, who started with zIngenuity in early 2009, has established zIngenuity as a reliable source to quantify mortgage pool losses. “Rob came on board at a time where rating agency and other loss models required material recalibration and we can honestly say that our loss estimates were and remain materially correct," said David Reber, president and chief executive officer for zIngenuity. "Many of our customers have utilized our proprietary loss models for reserve forecasting, model validation and mortgage finance acumen to determine future actions on their mortgage insurance captives which hold millions of dollars in capital and billions of dollars in mortgage insurance risk.”