11 AGs File Brief to Protect Against Discriminatory Housing Practices – NMP Skip to main content

11 AGs File Brief to Protect Against Discriminatory Housing Practices

Jan 31, 2012

Eleven U.S. state attorneys general have filed a friend-of-the-court brief in the U.S. Supreme Court urging the court in Magner v. Gallagher to rule that federal anti-discrimination law can be enforced in cases where a housing or mortgage policy appears neutral on its surface but has a discriminatory effect. The 11 AGs include Thomas C. Horne of Arizona, Kamala D. Harris of California, George Jepsen of Connecticut, David M. Louie of Hawaii, Catherine Cortez Masto of Nevada, Gary K. King of New Mexico, Eric T. Schneiderman of New York, Michael DeWine of Ohio, John R. Kroger of Oregon, Mark L. Shurtleff of Utah, and Darrell V. Mcgraw Jr. of West Virginia. "Segregation in housing and barriers to equal opportunity remain a great concern for communities throughout the country," said the amicus brief dated Jan. 30, 2012. "Disparate impact causes of action are needed to respond to contemporary forms of bias and to eliminate practices and policies that perpetuate segregated housing patterns." Magner v. Gallagher involves a policy of the City of St. Paul, Minnesota to remedy "problem properties" by targeting low-income renter-occupied properties for housing code violations, condemnations and evictions. In 2004 and 2005, a group of current and former owners of rental properties challenged the city's policy, contending that these practices had a disproportionate impact on racial and ethnic minorities and, in particular, African-Americans. African-Americans made up 60 to 70 percent of the city's low-income renters, while they made up approximately 12 percent of the population of St. Paul, Minn. "For more than four decades, the Fair Housing Act has been a key tool for rooting out discrimination in housing and residential financing," said California AG Harris. "Minority homeowners and renters in California, who have been disproportionately impacted by the housing and mortgage crisis, deserve access to housing without facing discrimination and other deceptive practices." The plaintiffs challenged the city's policy in federal court under the Fair Housing Act, which is part of the Civil Rights Act of 1968. The Fair Housing Act prohibits discrimination in the sale, rental, and financing of dwellings, based on race, color, national origin, religion, sex, familial status and disability. In 2010, the United States Court of Appeals for the Eighth Circuit ruled that housing policies that disproportionately impact protected groups violate the Fair Housing Act and are subject to disparate-impact scrutiny. The City appealed that decision to the U.S. Supreme Court, which will hear oral arguments in the matter in February 2012.  
About the author
Published
Jan 31, 2012
Jobs Report Comes In Weak After Mortgage Rates Surge

Employers added just 29,000 jobs in September, sending Treasury yields lower and offering a potential counterweight to the recent rise in mortgage rates

Oct 02, 2026
Price Cuts Hit Four-Year High As Mortgage Rates Top 7%

More than one in five listings took a price cut in September, but pending sales still posted their sharpest annual decline since March 2025

Oct 01, 2026
Serious Mortgage Delinquencies Rise 19% After Five Months Of Improvement

ICE data shows 574,000 mortgages were at least 90 days past due in August, while early-stage delinquencies remained below year-ago levels

Sep 29, 2026
Smaller Down Payments Give Buyers More Room, But Rates Limit The Savings

The typical down payment fell 9% from a year ago, while shifting market conditions are giving originators different affordability conversations across the country

Sep 25, 2026
Mortgage Rates Break 7% Just As Builders Find A Way To Move Buyers

New-home sales rose 6.4% in August as builders cut prices, offered incentives, and sold more lower-priced homes. Now mortgage rates are moving against buyers again

Sep 25, 2026
Borrowers Want Digital Closings, But Some Originators Remain Hesitant

ServiceLink finds 45% of surveyed LOs cite borrower reluctance as a barrier, even though most recent buyers say digital options would influence their choice of mortgage provider

Sep 23, 2026