With the state of the current economy and unemployment numbers high, many are asking themselves, “Is this my job or my career?” in various professions. In the mortgage industry, we’ve faced the largest financial reform we’ll ever see and government-sponsored red tape that many are losing patience with. The question above is an important one, but many times needs to be understood. So, what is a “job” and what is a “career?” I believe a job is simply a continuation of duties fulfilled by a person that provides justification for compensation by the employer. I believe a career is a long-term professional and personal commitment in a preferred field to increase one’s quality of life and prosperity into retirement.
Everyone knows that a job requires discipline because you must show up to work on time and perform as expected in your job description. A career, however, could be looked at a little differently and requires not just discipline, but long-term commitment. This is especially true in the real estate and mortgage industries with all the turmoil recently. Those who are internally motivated and focused, no matter what the challenges are, ultimately thrive from the opportunities found in the chaos. It is difficult to have commitment without motivation or motivation without commitment.
So when do you know if you’re just working a job for the incentive of today’s pay rather than motivated internally for the future of your career by doing whatever it takes? If you truly enjoy what you do and have a passion for it, then hopefully you have made the commitment to make your current profession your career without any doubts. If you have doubts, then it may be time to think about a job change into a new career. Your successes and failures are determined by you and only you so they require commitment. There are many trade tools to help you succeed, but you must have the desire.
Signs that might cause you to consider a job change:
►Your heart is no longer in it and you feel that each day is a struggle.
►You’ve tried different things to improve or enjoy the work, but they have failed.
►You feel that you’re not working up to or performing to your abilities or desires.
►Your negativity tends to be rising.
►Your vision for the future is foggy or unclear.
►You are unable to earn the income desired under current profession
Changes like we have seen recently will impact many mortgage “jobs” either by choice or by force, but these changes also open up new careers or expanded opportunity for those ready and willing. Adapting to change is not always easy, but there are always opportunities for those who adjust their strategy when necessary. Make important decisions now, rather than later to avoid lost time and opportunities. Make a commitment to succeed in your career, whatever that may be.
Tip of the month ...
Get involved with your local and national trade association! If you have passion for your career, it’s imperative to get involved and understand what the future of our industry will look like. Your voice and involvement matter ... be informed and be prepared.
Andy W. Harris, CRMS is president and owner of Lake Oswego, Ore.-based Vantage Mortgage Group Inc. and 2010-2011 president of the Oregon Association of Mortgage Professionals. He may be reached by phone at (877) 496-0431 or e-mail
[email protected] or visit AndyHarrisMortgage.com.
