NCS Integrates With Calyx Point Software to Streamline Borrower Verification

NCS (National Credit-reporting System Inc.) has integrated with Calyx Software’s Point loan origination software, enabling mortgage lenders to save time and effort by streamlining the process of verifying a borrower’s income. Calyx Software, based in San Jose, Calif., is a leading provider of loan marketing, origination and processing software. Through this integration, users of Calyx Network now have access to NCS’ full line of TRV Services tax return transcript products, allowing them to obtain borrower income data from the IRS without leaving Calyx Point. "We are pleased to have NCS join the Calyx Network," said Dennis Boggs, EVP of business development for Calyx. "We look forward to a productive relationship bringing superior service and profitability to our customers—and their borrowers—in the mortgage industry." TRV Services is a unique offering in the mortgage marketplace, providing concise ability-to-repay insight with customizable reports based on data obtained through the IRS form 4506-T, the standard document used to verify a mortgage borrower’s income. NCS has an industry-leading acceptance rate of 96 percent for the 4506-T forms it submits to the IRS on behalf its clients and continues to develop new ways for its clients to close more loans while efficiently meeting evolving compliance requirements. “By providing TRV Services to all users of Point, we will greatly streamline the borrower verification process and speed up workflows,” said Curtis Knuth, executive vice president of NCS. NCS offers its solutions directly to customers as well as through TRV Alliance Partners, a network of reseller credit reporting agencies (CRAs). Its wide range of performance metrics reporting and customizable product options include the TRV Report, TRV AGI Report and the highly requested TRV Cash Flow Analysis. All options are available to NCS and Alliance Partner clients, regardless of volume or size.