Real Estate Mortgage Network Inc. (REMN) has announced that Kim Porto is the latest mortgage loan originator to join the growing team of associates in its Galloway Township, N.J. office. Porto will report directly to Frank Montufar, the office’s branch manager. A residential lending expert, Porto has an intimate knowledge of the local housing market spanning from the greater Philadelphia area to the southern parts of the Jersey Shore. Prior to joining REMN, Porto held similar positions with some of the largest mortgage banks in the country and chose to join REMN because the company’s focus on customer service aligns with her own thoughts on the best ways to conduct business in the mortgage industry.
Through REMN, Porto has access to a wide array of mortgage products that can be tailored to the unique needs of her borrowers. REMN’s broad scope of mortgage solutions allow Porto to provide multiple options for a diverse range of borrowers, including those looking to purchase a new primary residence, acquire a vacation home or obtain a property they can use to generate income from as a rental. In addition to the conventional, FHA and VA loans, REMN also specializes in renovation lending products, including FHA 203(K), Fannie Mae HomePath and HomeStyle loans, which are great tools for remodeling or rehabilitating existing properties. While some home buyers use renovation mortgages to revitalize distressed or foreclosed properties, they can also be used to add enhancements to homes that are simply out of date in appearance or features. Improvements that can be made with a renovation mortgage vary greatly and can include roof work, painting, new kitchen appliances and repairs needed as a result of severe storm damage.
“A home mortgage is one of the largest financial decisions most people will ever make and you want to be able to rely on a mortgage loan originator you can trust. My approach is to view each borrower’s situation as if it were my own financial decision and then help them secure the best mortgage for their individual needs,” said Porto. “Residential mortgages are not ‘one size fits all’ loans and now that I’m with REMN, I have access to some of the best mortgage options in the industry. From borrowers who are first time buyers, to those looking to purchase an investment property or rehabilitate an existing residence, REMN has a suite of mortgage options that can fit almost any imaginable scenario.”