Mortgage Concepts promotes Leonard J. Ramirez to COO and adds Scott A. Milner as VP – NMP Skip to main content

Mortgage Concepts promotes Leonard J. Ramirez to COO and adds Scott A. Milner as VP

Aug 27, 2010

Mortgage Concepts has announced the promotion of Leonard J. Ramirez to the position of chief operating officer and has added Scott A. Milner as its vice president. Milner has more than 10 years of extensive equity derivatives and structured products sales experience, having worked at some of the largest investments banks in the world, including ABN AMRO, Deutsche Bank, Credit Suisse, and the Royal Bank of Scotland. Currently, he is leveraging his financial, analytical, and business acumen to embark on a new career in mortgage banking and recently joined US Mortgage Corporation d/b/a Mortgage Concepts in 2010 as their vice president. Milner will be a tremendous asset to the future of Mortgage Concepts and to the growth of the company. “I am very excited about the opportunity to build on and leverage the strong foundation Mortgage Concepts has created, and look forward to helping grow the organization,” said Milner. Leonard J. Ramirez has more than 27 years of experience as an executive in the mortgage banking industry. Ramirez’s effectiveness as a leader in the mortgage banking industry is due in large part to his extensive skill set. In 2007, Ramirez was recognized for his success and was promoted to vice president. In July of 2010, Ramirez was further recognized for his expertise and quickly promoted to chief operating officer. In his new role, Ramirez will be responsible for overseeing all departments in the company, as well as continuing to develop the multi-dimensional business model instituted at Mortgage Concepts. “I am honored to accept the position as Mortgage Concepts’ COO and I look forward to the challenge of this new role as Mortgage Concepts ventures into the prolific future we have planned for it,” said Ramirez. For more information, visit www.mortgageconcepts.com.
About the author
Published
Aug 27, 2010
Jobs Report Comes In Weak After Mortgage Rates Surge

Employers added just 29,000 jobs in September, sending Treasury yields lower and offering a potential counterweight to the recent rise in mortgage rates

Oct 02, 2026
Price Cuts Hit Four-Year High As Mortgage Rates Top 7%

More than one in five listings took a price cut in September, but pending sales still posted their sharpest annual decline since March 2025

Oct 01, 2026
Serious Mortgage Delinquencies Rise 19% After Five Months Of Improvement

ICE data shows 574,000 mortgages were at least 90 days past due in August, while early-stage delinquencies remained below year-ago levels

Sep 29, 2026
Smaller Down Payments Give Buyers More Room, But Rates Limit The Savings

The typical down payment fell 9% from a year ago, while shifting market conditions are giving originators different affordability conversations across the country

Sep 25, 2026
Mortgage Rates Break 7% Just As Builders Find A Way To Move Buyers

New-home sales rose 6.4% in August as builders cut prices, offered incentives, and sold more lower-priced homes. Now mortgage rates are moving against buyers again

Sep 25, 2026
Borrowers Want Digital Closings, But Some Originators Remain Hesitant

ServiceLink finds 45% of surveyed LOs cite borrower reluctance as a barrier, even though most recent buyers say digital options would influence their choice of mortgage provider

Sep 23, 2026