Joaquin Torre Named Senior Director of Capital Markets for First Guaranty Mortgage – NMP Skip to main content

Joaquin Torre Named Senior Director of Capital Markets for First Guaranty Mortgage

Jul 26, 2016
First Guaranty Mortgage Corporation (FGMC) has announced that Joaquin Torre has joined the company as senior director of Capital Markets

First Guaranty Mortgage Corporation (FGMC) has announced that Joaquin Torre has joined the company as senior director of Capital Markets.

“Joaquin is a truly exceptional addition to the Capital Markets team at FGMC. His interest rate risk management experience, revenue optimization, margin and pricing analysis and quantitative analysis skills are a true value-add to the company,” said Michael O’Hopp III, chief revenue officer of FGMC. “Joaquin will provide additional leadership to our industry leading Capital Markets team and help FGMC achieve new levels of Capital Markets efficiency and effectiveness.”

Torre brings 20-plus years of mortgage pipeline hedging, margin and pricing optimization, revenue enhancing strategies and capital markets management experience and executive level leadership to FGMC. Prior to joining FGMC, he was senior director of Capital Markets Home Loans for Capital One Home Loans; senior manager at PwC; senior vice president, pricing strategy manager for Bank of America (Countrywide), Home Loans and Insurance; and has run secondary marketing for various other regional mortgage lenders and banks.

Joaquin received his bachelor of science degree in accounting and management information systems from California State University Sacramento. Additionally, Torre is a Certified Public Accountant (CPA), and holds a broker license in the state of California.

About the author
Published
Jul 26, 2016
Strong Jobs Report Threatens Mortgage Rate Rally

October hiring more than doubled expectations, pushing Treasury yields higher

Nov 06, 2026
Fed Holds Rates, But Pricing Pressures Persist

Rising Treasury yields and fresh inflation data complicate rate locks, borrower qualification, and lender margins as markets anticipate another hike in December

Oct 29, 2026
Zippy Adds Capital For Manufactured-Home Lending Push

The $20 million investment from Saluda Grade will support expansion beyond 27 states and new loan products across wholesale, retail, and community channels

Oct 16, 2026
Inflation Hits 3.7%, Putting Mortgage Rate Relief At Risk

September’s inflation pickup puts recent rate improvements at risk, potentially eroding affordability gains from lower home prices and seller concessions

Oct 14, 2026
PLACE Acquires Ardley, Expanding Push To Turn Existing Borrowers Into New Loans

The latest deal connects borrower retention technology with Maxwell's origination platform and PLACE's real estate network, creating new opportunities for lenders

Oct 09, 2026
Equifax, TransUnion Launch New Tools To Cut Credit Report Costs

Both bureaus introduce ways to purchase credit scores separately from reports, while Equifax reports growing VantageScore adoption and extends $1 pricing through 2028

Oct 09, 2026