Mortgage Credit Availability Up by 0.1 Percent – NMP Skip to main content

Mortgage Credit Availability Up by 0.1 Percent

Jul 17, 2017
Clopton Capital, a Chicago-headquartered commercial mortgage lender, is now offering a free commercial mortgage calculator app for Android and iPhone devices

Mortgage credit availability saw the scantest of increases last month, according to new data released by the Mortgage Bankers Association (MBA).
 
The Mortgage Credit Availability Index (MCAI) recorded a tiny 0.1 percent increase in June, reaching a level of 178.5. Three of the four component indices were on the rise last month: the Conforming and Conventional MCAI (both up 0.9 percent) and the Jumbo MCAI (up 0.8 percent). The Government MCAI, however, dropped by 0.4 percent.
 
“Mortgage credit availability increased slightly by 0.1 percent in June lifted by expansion among jumbo loan programs and additional availability of affordable conforming loan programs,” said
MBA’s Vice President of Research and Economics Lynn Fisher.

 
About the author
Published
Jul 17, 2017
July CPI Eases Mortgage-Rate Risk, But Doesn’t Promise Relief

Consumer inflation rose just 0.1% in July, reducing pressure for a September Fed rate hike as mortgage rates remain near their highest levels of the year

Aug 13, 2026
The Fed Held. The Mortgage Market Got A Warning.

Three policymakers favored an immediate hike, while Warsh welcomed higher bond yields and offered no clear path toward mortgage-rate relief

Jul 30, 2026
New Study Finds UWM's 'All-In' Triggered Industrywide Pricing Spillovers

Research shows wholesale competitors responded to the 2021 Rocket ban by lowering mortgage rates,

Jul 15, 2026
First Major Housing Reform In Decades Becomes Law Without Trump's Signature

Bipartisan ROAD to Housing Act advances supply, construction, and mortgage reforms despite White House protest

Jul 10, 2026
Mortgage Star Conference Honors Women Shaping The Future Of Mortgage Leadership

MWLC honors leaders driving innovation, mentorship, and growth across the mortgage industry

Jul 09, 2026
June Jobs Report Improves Mortgage Rate Outlook

Slower hiring strengthens bonds and eases concerns over additional Fed tightening

Jul 02, 2026