CIS Completes Day 1 Certainty Integration

Oct 12, 2017

Fleishman & Associates has announced the roll out of its proprietary Real Estate Taxpayer Mortgage Qualification Program (MQP)

CIS has announced their 4506T Tax Transcript Service is now integrated to Day 1 Certainty from Fannie Mae through Desktop Underwriter (DU) validation service. Verification of Deposit/VOD and Verification of Employment/VOE through CIS were integrated with the initial launch of Day 1 Certainty.

“This integration streamlines procedures and saves cost through the ability to reissue original reports,” said Mike Brown, CIS President and Chief Executive Officer. “CIS clients benefit from requesting all credit and verification reports required by mortgage underwriting from one platform. Single-request-functionality is an efficiency that results in faster, more accurate, compliant loan packages and ultimately a better borrower experience.”

Fannie Mae’s Day 1 Certainty provides greater speed, certainty, reps and warrants relief, and efficiencies by streamlining the traditional paper-based mortgage process. Third-party validation of tax return information, employment, income, deposits and assets is required for mortgage origination. CIS has been providing credit and verification solutions for more than 30 years.

“Our operations centers on the East and West Coasts process 4506T requests on a proprietary platform that enables us to review, monitor and track each request, delivering industry-leading turn-times and low IRS rejection-rates”, said Brown. “We are pleased to complete this integration to Day 1 Certainty, giving our clients the ability to participate in this excellent new Fannie Mae program.”

About the author

NationalMortgageProfessional.com

Link copied

Published

Oct 12, 2017

Sales and Marketing

NMP Deep Dive: The AI Workforce

AngelAi demonstrates how AI agents can handle routine mortgage work, increase originator capacity, and reduce operating costs

Artificial intelligence is moving beyond answering questions and generating content. Increasingly, it can complete the routine work that consumes an originator’s day.That shift could allow mortgage companies to increase production without adding support staff at the same rat...

Analysis and Data

Higher Rates Cool July Mortgage Locks While Non-QM Pushes Past 10%

Purchase locks fell 12% from June as the conforming share dropped to 47.3%, extending the mortgage market’s shift toward more specialized products

Higher mortgage rates erased June’s improvement in borrower demand during July, but the retreat in overall activity concealed a continued shift in where mortgage production is coming from.Total rate-lock volume fell 11.4% from June as Optimal Blue’s benchmark 30-year conform...

Nov

Houston, TX

More from

Regulation and Compliance

CHLA Uses Trump Mortgage Order To Renew Push For LO Comp Reform

Community lenders want more flexibility over employee compensation, closing-cost estimates, down payment assistance, and federal supervision of smaller IMBs

Regulation and Compliance

Aug 10, 2026

Servicers Begin Testing Systems Ahead of VA Partial Claim Deadline

VA lenders and servicers have until Nov. 28 to implement the new loss mitigation waterfall and Partial Claim Program

Regulation and Compliance

Aug 06, 2026

ROAD Act’s Housing Incentive May Be Too Small To Move Supply

Realtor.com finds the median city risks losing only about $84,000, although the policy could carry more weight in supply-starved Northeast and Midwest markets

Regulation and Compliance

Aug 05, 2026

CRA Proposal Could Reshape Bank Lending And Affordable Housing Investment

The OCC and FDIC would put more weight on lending while easing community development requirements for hundreds of banks

Regulation and Compliance

Aug 05, 2026

Fannie Mae AI Governance Deadline Arrives Aug. 6

Seller/servicers using artificial intelligence in origination or servicing must have formal policies, oversight, and vendor controls in place

Regulation and Compliance

Jul 31, 2026

Condo Review Deadline Puts Lenders On The Clock

Fannie Mae and Freddie Mac will eliminate abbreviated project reviews for condo applications dated on or after Aug. 3