Angel Oak panel points to past clients, trapped equity, and harder-to-finance properties as overlooked sources of production
Originators looking for their next Non-QM loan may not need another lead source. They may need another look at the borrowers already in their databases.That was a recurring message during National Mortgage Professional’s “Fresh Off the Expo Floor: What Attendees Were Saying”...
Average payments for first-time buyers have climbed 57% since 2019, while serious delinquency is becoming concentrated among lower-scoring borrowers
The average American’s credit score is holding steady. Beneath that stability, however, the divide between financially secure consumers and borrowers struggling with housing costs is widening.The national average FICO Score stood at 714 in April, unchanged from October 2025 ...
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