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Florida Leads the Nation in Home Insurance Costs

When it comes to home insurance, homeowners in Florida are paying much, much more than residents in the other states.
According to a new study from Insurance.com, Florida homeowners pay an average of $3,575, which is 191 percent higher than the national average of $1,228. Other states with higher-than-average home insurance costs are Louisiana ($2,979, or 143 percent higher), Oklahoma ($1,265, or 116 percent), Alabama ($2,314, or 88 percent) and Mississippi ($2,290, or 83 percent).
As for the state with the lowest home insurance average, that’s Hawaii with an average of $337, or 73 percent below the national average. Runner-up to Hawaii is Vermont, with an average of $589, or 52 percent below the national average.
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