Fewer GSE Refinances During Q3 – NMP Skip to main content

Fewer GSE Refinances During Q3

Nov 15, 2018
Two dollar bill

 
Fannie Mae and Freddie Mac completed 253,135 refinances during the third quarter, according to new data from the Federal Housing Finance Agency (FHFA). This is lower than the 299,460 refinances completed by the government-sponsored enterprises (GSEs) in the second quarter. 
 
The FHFA also reported that 1,865 loans were refinanced through the Home Affordable Refinance Program (HARP), bringing the total number of HARP refinances to 3.49 million since the program launched in 2009. The FHFA added that borrowers who refinanced through HARP had a lower delinquency rate compared with HARP-eligible borrowers who did not use the program.
 
HARP is scheduled to end on Dec. 31, and the FHFA said 38,818 borrowers were still eligible for a HARP refinance. 
About the author
Published
Nov 15, 2018
Strong Jobs Report Threatens Mortgage Rate Rally

October hiring more than doubled expectations, pushing Treasury yields higher

Nov 06, 2026
Fed Holds Rates, But Pricing Pressures Persist

Rising Treasury yields and fresh inflation data complicate rate locks, borrower qualification, and lender margins as markets anticipate another hike in December

Oct 29, 2026
Zippy Adds Capital For Manufactured-Home Lending Push

The $20 million investment from Saluda Grade will support expansion beyond 27 states and new loan products across wholesale, retail, and community channels

Oct 16, 2026
Inflation Hits 3.7%, Putting Mortgage Rate Relief At Risk

September’s inflation pickup puts recent rate improvements at risk, potentially eroding affordability gains from lower home prices and seller concessions

Oct 14, 2026
PLACE Acquires Ardley, Expanding Push To Turn Existing Borrowers Into New Loans

The latest deal connects borrower retention technology with Maxwell's origination platform and PLACE's real estate network, creating new opportunities for lenders

Oct 09, 2026
Equifax, TransUnion Launch New Tools To Cut Credit Report Costs

Both bureaus introduce ways to purchase credit scores separately from reports, while Equifax reports growing VantageScore adoption and extends $1 pricing through 2028

Oct 09, 2026