Atlas VMS has launched Atlas STR Insight, an STR-specific appraisal form that uses specialized short-term rental data and analytics to give Non-QM lenders more accurate valuations and risk assessments for STR properties
Atlas VMS has announced the launch of Atlas STR Insight, a Short-Term Rental (STR) Appraisal Form designed to help Non-QM lenders accurately evaluate short-term rental properties using STR-specific data and analytics.
Traditional appraisal forms, including Form 1007, were built for long-term rentals, not nightly stays. When applied to STRs, they often overlook seasonal demand, event-driven spikes, day-of-week pricing, and STR-specific expenses — leading to valuations that misstate both income potential and risk.
Atlas STR Insight was designed to assess short-term rentals so appraisers can leverage specialized STR data sources, including AirDNA, which captures booking data from Airbnb. Atlas VMS will provide appraisers access to AirDNA data reports as needed.
Atlas STR Insight captures:
Seasonal Average Daily Rate (ADR) and occupancy curves
Revenue performance around major events and local attractions
Weekday vs. weekend rate differentials
Key STR benchmarks such as revenue per available room (RevPAR) and length-of-stay patterns
Erik Morin, CEO, Atlas VMS
“Short-term rentals don’t behave like traditional rentals, and they shouldn’t be appraised like them,” said Erik Morin, CEO of Atlas VMS. “By pairing STR-specific valuation methodology with robust market data sources like AIRDNA, Atlas STR Insight gives Non-QM lenders a clear, defensible look into real STR economics so they can lend with confidence.”
Get the NMP Daily
Essential stories, every weekday.
For Non-QM lenders, Atlas STR Insight delivers more accurate risk assessment, a standardized STR-focused appraisal package, and a competitive edge in serving investors in this fast-growing asset class. The form integrates into existing order workflows on the Atlas VMS platform, and participating appraisers can receive training on STR-specific valuation methodology.
The Atlas family of companies offers nationwide appraisal management, proprietary valuation products, and modern technology built for today’s mortgage market.
Pending sales fell to their lowest level since early April, but lower asking prices and reduced competition give originators more options to structure deals for qualified borrowers
Higher mortgage rates are thinning the purchase pipeline, even as lower asking prices and reduced competition give borrowers still in the market more leverage.Seasonally adjusted U.S. pending home sales totaled 322,739 during the four weeks ending July 26, their lowest level...
Younger teachers, health care workers, first responders, and military households can afford median-priced homes in only a fraction of major metros
Stable employment is no longer enough to put homeownership within reach for many teachers, health care workers, first responders, and military families, particularly younger and single-income buyers.A Homes for Heroes analysis found that established households in those profe...
Fidelis’ second rated RTL securitization of 2026 signals growing investor acceptance, but the firm warns that additional capital could pressure underwriting standards
The aggregator has advanced from planning its first securitization and courting capital partners to pursuing one of the largest shares of the growing Non-QM market
