Constructive Capital Names Megan Castleton Chief Credit Officer

Megan Castleton is now chief credit officer at Constructive Capital, a wholesale capital provider for mortgage brokers and real estate investors. 

The company says Castleton will “develop and implement credit policies to ensure sound lending practices and drive technological innovation.”

Castleton has some three decades of mortgage operations experience in credit, risk management, and fraud prevention in commercial and residential markets. Her prior experience includes serving as head of credit and operations at Aureus Finance Group, which offers customized financial products for residential real estate investors, and director of wholesale mortgage lender LoanStream Mortgage. 

Castleton “has a wealth of mortgage lending and operations experience, and a proven track record in developing automated underwriting systems and establishing policies for unique products,” Constructive Capital President Ben Fertig stated in a release. “Megan has also driven operational growth for start-ups and private money lenders, particularly in the residential investment market, which makes her the perfect fit for this role.”

As chief credit officer at Constructive Capital, Castleton is tasked with driving strategic risk management by monitoring market trends, assessing credit risk, and optimizing portfolio performance to support business growth. 

According to the company, she will lead credit teams to improve underwriting processes, enhance credit quality, accelerate credit feedback to clients and partners, and direct the credit team. She’ll also develop and launch lending products to meet current market demands.