DocMagic Upgrades Its Total eClose Platform

DocMagic has announced the availability of its in-person electronic notarization (IPEN) capability, enhancing the company’s Total eClose platform to support more closing scenarios and borrower preferences nationwide.

IPEN offers lenders, settlement agents, notaries, and borrowers an additional digital option for situations where remote online notarization (RON) is not jurisdictionally permitted or simply not the preferred experience. RON is not authorized for real estate transactions in every state. IPEN is currently permitted in 46 states and the District of Columbia, making it an accessible alternative that preserves the benefits of electronic execution even in jurisdictions that do not permit remote notarization.

“Not every transaction can be remote, but every transaction can be digital,” said Michael Morford, chief technology officer at DocMagic. “By adding IPEN, we’re enabling lenders, settlement agents, and notaries to provide the kind of in-person experience many consumers still prefer while maintaining all the efficiency, accuracy, and immediacy of an electronic closing.”

Where permitted by state law, settlement agents and notaries can switch between RON and IPEN within the same transaction, supporting co-borrowers in different locations or accommodating last-minute changes in borrower availability. The immediate availability of these documents decreases post-closing timelines, accelerates funding, and reduces some costs associated with paper handling.

IPEN also supports a range of borrower preferences, as some clients request hands-on guidance, while others value the relationship and experience of an in-person signing. IPEN preserves the face-to-face experience, while delivering the efficiency and accuracy of a 100% digital closing.

“IPEN rounds out the Total eClose platform so every closing — hybrid, remote, or in-person — can be managed through one trusted digital ecosystem,” said Pat Theodora, DocMagic’s co-founder and CEO. “This enhancement reflects our commitment to supporting all participants in the closing process and helping our clients deliver a consistent digital experience, regardless of the borrower’s location or preference.”