Embrace Home Loans Elevates Ryan 'Buddy' Hardiman To President

News Director

Feb 08, 2024

An industry veteran climbs the ladder after being with the company for more than a decade.

Embrace Home Loans, promoted Ryan “Buddy” Hardiman from senior vice president of retail and direct sales to president.

Hardiman joined Rhode Island-based Embrace Home Loans in 2008.

"Buddy's promotion reflects his hard work and exceptional contributions to Embrace," Embrace CEO Dennis Hardiman said. "His leadership in building a top-tier sales force, achieving outstanding results in data analytics, and enhancing the borrower experience speak for themselves."

Hardiman said he's thrilled for the opportunity and is "looking forward to contributing to our growth and our community-focused initiatives."

Hardiman joined Embrace Home Loans in 2008 as a project manager. He held various roles before being promoted to vice president of sales strategy and recruiting in 2016 and senior vice president of retail and direct sales in 2019.

Embrace Home Loans

About the author

Christine Stuart

News Director

Christine Stuart is the news director at NMP.

Link copied

Published

Feb 08, 2024

Distributed Retail

CrossCountry Joins Early Race To Raise 2027 Loan Limits

The retail lender matched Rocket’s $845,000 ceiling as this year’s rollout began weeks earlier than it did in 2025

CrossCountry Mortgage has matched Rocket Mortgage’s $845,000 early conforming loan limit, signaling the start of another lender race to offer larger conventional loans before federal regulators establish the official ceiling for 2027.Both lenders announced their higher limit...

FHA

FHA Sets Jan. 1 Start For FICO 10T And VantageScore 4.0

Lenders will gain competing modern scoring options, but borrowers may not see both offered everywhere

FHA-approved lenders will be able to use FICO Score 10T and VantageScore 4.0 for mortgage underwriting beginning Jan. 1, 2027, according to separate announcements Thursday from the two credit-scoring companies.The shared start date moves the Federal Housing Administration’s ...