Skip to main content

Interfirst Mortgage Launches ONE, Backed By Non-Owner Occupied Properties

Katie Jensen
Jul 16, 2021

ONE is a unique product built on a single interest rate with no adjustments and qualifies off the cash flow of the rental property.

Interfirst Mortgage launched ONE, a new mortgage loan program backed by non-owner occupied properties and designed to fill a significant need for multi-property, non-owner professional investors. 

ONE is a unique product built on a single interest rate with no adjustments and qualifies off the cash flow of the rental property. This is a privately backed loan program, independent from the government. 

Previously, mortgage brokers would have to navigate rate sheets to price a loan, requiring ample time and expertise to conduct. Most of the time these rate sheets will outsource to a pricing engine due to the hundreds of potential adjustments which change as the loan parameters change. With the ONE program, brokers spend less time decoding rates and more time helping their clients. 

Fannie Mae and Freddie Mac continue to reduce their footprint in non-owner occupied, mainly because an amendment caps investment property acquisition at 7%. In this unique ONE program, the client controls and owns all product guidelines, sets the high-quality parameters, and invests in the loans. 

ONE is only the first loan program to launch as part of Interfirst’s Independence Series of mortgage loan programs. The company plans to launch additional loan programs in 2021. 

For more information, or to sign up for the webinar, please visit

Jul 16, 2021
loanDepot And mellohome Introduce Home Services Bundle

loanDepot, Inc. and its sister company mellohome are launching a proprietary bundle of home buying and selling services.

Industry News
Jul 30, 2021
Gateway Mortgage Surpasses 165 Mortgage Centers With 10 New Additions

Gateway Mortgage reported significant growth in the company, prompting it to open 10 new locations across Colorado, Idaho, Oklahoma, Texas, Oregon, and Wyoming.

Industry News
Jul 30, 2021
FHFA Requires 30-Day Notice Prior To Eviction

Wednesday, the Federal Housing Finance Agency (FHFA) announced that tenants of multi-family properties must be given 30 days notice to vacate before the tenant is required to leave the premise.

Industry News
Jul 29, 2021
Houston-Based Stewart Acquires Title First Agency

Ohio-Based Agency Has 20 Offices And Operates in 32 States

Industry News
Jul 28, 2021
Planet Home Lending Reports Total Origination Volume Of $6.8B In Q2 2021

Planet Home Lending's total origination volume reached $6.8 billion in Q2 2021, up 77% from $3.9 billion in Q2 2020.

Industry News
Jul 22, 2021
FHFA Ends Controversial Refinance Fee

The FHFA announced that Fannie Mae and Freddie Mac will eliminate the Adverse Market Refinance Fee for loan deliveries, starting August 1, 2021.

Analysis and Data
Jul 19, 2021