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Interfirst Mortgage Launches ONE, Backed By Non-Owner Occupied Properties

Katie Jensen
Jul 16, 2021

ONE is a unique product built on a single interest rate with no adjustments and qualifies off the cash flow of the rental property.

Interfirst Mortgage launched ONE, a new mortgage loan program backed by non-owner occupied properties and designed to fill a significant need for multi-property, non-owner professional investors. 

ONE is a unique product built on a single interest rate with no adjustments and qualifies off the cash flow of the rental property. This is a privately backed loan program, independent from the government. 

Previously, mortgage brokers would have to navigate rate sheets to price a loan, requiring ample time and expertise to conduct. Most of the time these rate sheets will outsource to a pricing engine due to the hundreds of potential adjustments which change as the loan parameters change. With the ONE program, brokers spend less time decoding rates and more time helping their clients. 

Fannie Mae and Freddie Mac continue to reduce their footprint in non-owner occupied, mainly because an amendment caps investment property acquisition at 7%. In this unique ONE program, the client controls and owns all product guidelines, sets the high-quality parameters, and invests in the loans. 

ONE is only the first loan program to launch as part of Interfirst’s Independence Series of mortgage loan programs. The company plans to launch additional loan programs in 2021. 

For more information, or to sign up for the webinar, please visit www.Interfirst.com/one.

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