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Known as Solutions Non-QM, the program is available through Plaza’s Wholesale channel and will be supported by a dedicated “Scenario Desk” and Non-QM Underwriting team.
Initial offerings include 12- and 24-month bank statement loans, expanded standard documentation eligibility, and additional flexible documentation types to provide financing solutions to more borrowers.
“Today there are more than 10 million self-employed Americans, and that number keeps growing,” said Michael Fontaine, co-president and chief operations officer at Plaza Home Mortgage.
“Our Solutions Non-QM program will help brokers serve the needs of this market and give them new tools, like IO loans, to qualify buyers in high-cost areas. Our dedicated Scenario Desk and Non-QM Underwriting team will help brokers quickly determine borrower eligibility so they can focus on the most viable deals.”