Union Home Mortgage Hires 3 New Partners – NMP Skip to main content

Union Home Mortgage Hires 3 New Partners

Mar 03, 2022
Union Home Mortgage

They will help produce, manage, and originate loans for homebuyers in the Greater Birmingham area.

Union Home Mortgage (UHM), an independent mortgage banking company based in Strongville, Ohio, has announced the hiring of three partners in the Greater Birmingham, Ala., region.

UHM said it has hired Carl Douglas as a producing branch manager, and Michelle Benefield Smith and Mark Moates as loan officers in the Greater Birmingham region. They will help produce, manage, and originate loans for homebuyers in Vestavia Hills, Mountain Brook, Homewood, Hoover, and the Greater Birmingham area.

As the producing branch manager, Douglas is also responsible for managing the new Birmingham branch.

“I am incredibly excited for the opportunity to work for an organization like Union Home Mortgage,” Douglas said. “I am thrilled to continue my existing relationships with past clients and realtors, while also building new relationships with first-time homebuyers.”

Smith said she looks forward “to continuing to build relationships with homebuyers in our local communities. I am most looking forward to helping UHM expand into this part of the country.”

Douglas and Smith have a combined 21 years of mortgage industry experience. Before joining UHM, Douglas served as a loan officer at FirstBank Mortgage. Smith is also experienced in working with Federal Housing Administration (FHA), Veteran’s Affairs (VA), and Rural Development loans.

Moates is also an industry veteran, with over 10 years of experience as a loan officer. Before joining UHM, he served as a loan officer at organizations including TJC Mortgage Inc. and FirstBank.

“We are thrilled to welcome Mark to the UHM team,” Union Home President and CEO Bill Cosgrove said. “We look forward to utilizing his experience to further grow and develop our services to meet the needs of homebuyers in this region. Mark’s industry insight and genuine excitement for all buyers are valuable assets for the continued success of Union Home Mortgage in Alabama.”

“I am incredibly excited for the opportunity to work for an organization like Union Home Mortgage,” Moates said. “I look forward to being a part of a great team of industry professionals and building relationships with not only other partners, but homebuyers in the area.”

Union Home Mortgage Corp. is a full-service residential mortgage banking company licensed to serve customers in 44 states. It is an approved direct lender of Fannie Mae, Freddie Mac, FHA, VA, USDA, and other conforming and non-QM loan products.

About the author
David Krechevsky was an editor at NMP.
Published
Mar 03, 2022
More from
Non-QM
Brokers May Be Sitting On Their Best Non-QM Leads

Angel Oak panel points to past clients, trapped equity, and harder-to-finance properties as overlooked sources of production

Aug 25, 2026
Turn Market Data Into Non-QM Deals

How originators can pair market expertise with Non-QM products to solve borrower problems and uncover new business

Aug 19, 2026
Beeline CEO Puts Another $500,000 Behind Non-QM And Home Equity Pivot

The convertible note will become common stock without a market discount as Beeline pursues higher-margin lending and its proposed TYTL combination

Aug 13, 2026
Higher Rates Cool July Mortgage Locks While Non-QM Pushes Past 10%

Purchase locks fell 12% from June as the conforming share dropped to 47.3%, extending the mortgage market’s shift toward more specialized products

Aug 11, 2026
Friday Harbor Brings AI Pre-Underwriting To Complex Non-QM Loans

Platform calculates bank-statement income and evaluates complex files against investor-specific guidelines before formal underwriting

Aug 11, 2026
Beeline Moves To Acquire Blockchain Home Equity Partner TYTL

The proposed all-stock combination would unite Beeline’s mortgage, Non-QM, and title operations with a platform that lets homeowners sell fractional equity instead of taking out another loan

Aug 06, 2026