Wells Fargo is expanding its involvement in the 3D-printed housing sector, announcing it has been named a preferred home mortgage lender for ICON, a company specializing in advanced construction technology.
Under the arrangement, qualified buyers who finance the purchase of an ICON-built home through Wells Fargo Home Mortgage will receive a 50-basis-point lender credit.
The companies said the relationship is designed to increase access to financing for buyers interested in homes built using 3D-printing technology while supporting broader efforts to address housing affordability and supply challenges.
"At a time when the housing market needs new ways to increase supply and improve affordability, we see strong potential in ICON's technology," said Serhat Oztop, head of Home Lending at Wells Fargo. "By serving as a preferred lender, we're helping turn innovative construction into real homeownership opportunities while supporting responsible growth in this emerging space."
Jason Ballard, co-founder and CEO of ICON, said the relationship with Wells Fargo could help bring greater mainstream acceptance to 3D-printed housing.
"Having one of the nation's leading banking institutions step in as a preferred lender helps more people understand that 3D-printed homes are ready for the market," Ballard said. "This collaboration makes it easier for buyers to access financing and supports broader adoption of this technology."
The announcement builds on a relationship between the companies that began in 2019 through Wells Fargo Technology Banking. The collaboration later expanded to include support from the Wells Fargo Foundation for Initiative 99, a housing design competition focused on creating high-quality homes that could be built for $99,000 or less using 3D-printing technology.
What It Means For Mortgage Pros
While the number of 3D-printed homes remains small compared to the broader housing market, Wells Fargo's endorsement signals growing confidence among mainstream financial institutions in alternative construction methods.
For loan originators, the partnership highlights how lenders are increasingly looking beyond traditional site-built housing as affordability pressures and inventory shortages persist across many markets. The 50-basis-point lender credit could also provide a marketing advantage for borrowers considering nontraditional housing options.
The move may further normalize financing for 3D-printed homes and encourage additional lenders to explore similar programs as construction technology continues to evolve.
