Czarinna Andres

Qualified purchase and refinance borrowers can receive up to 0.25 percentage points off if they lock by Oct. 4

More than half have researched debt consolidation, while 42% are considering tapping home equity to pay down card balances

The agent follows up with stalled applicants before returning them to an originator

Plan could ease reviews of lower-risk mortgage technology while preserving lender responsibility for vendor failures

Markets overwhelmingly expect a quarter-point hike, but the Fed’s projections and the bond market’s response may matter more to originators

The retail lender matched Rocket’s $845,000 ceiling as this year’s rollout began weeks earlier than it did in 2025

Lenders will gain competing modern scoring options, but borrowers may not see both offered everywhere

Existing-home supply reached its highest level since 2019, but elevated payments and economic uncertainty pushed sales to a 14-month low

Homeowners who switched carriers saved $440 a year on average, giving originators another affordability variable to address early

Lender says about 1,000 brokers have migrated to the platform, which has cut roughly one week from part of the closing process