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Czarinna Andres

Czarinna Andres

Managing Editor

Czarinna Andres leads editorial coverage for NMP, focusing on the trends, policies, and business strategies shaping today’s mortgage and housing finance landscape. She brings a background in journalism and media, with experience overseeing both print and digital publications across regional markets in New York and Connecticut.

Prior to joining NMP, she served as editor-in-chief for community newspapers, where she managed newsroom operations and led coverage of local government, real estate, and economic development.

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530 results
Mortgage Rates Edge Down To 7.32%, Offering Limited Pipeline Relief

The modest decline trims borrower payments, while year-end forecasts above 7% leave LOs focused on deals already close to working

Oct 23, 2026
Trump Targets Mortgage Insurance, Refi Costs In Sweeping Housing Order

The executive order calls for automatic mortgage insurance cancellation, expanded title insurance alternatives, and cheaper refinances, potentially changing how lenders and servicers handle borrower costs

More Homebuyer Assistance Programs Skip Income Caps, Accept Repeat Buyers

DPR’s Q3 report identifies 311 programs without income limits and 1,080 without first-time buyer requirements, though funded availability grew more slowly than the overall count

Six MLSs Sue Compass In Listing Fight With Stakes For Purchase Lenders

The dispute over publicly marketed homes comes amid a Compass–Rocket alliance linking home search, buyer inquiries, and financing offers

Oct 22, 2026
More Buyers Expect Higher Rates. Fewer Would Wait.

Veterans United’s survey finds less willingness to hold out for lower rates, but little change in purchase timelines

Mortgage Rate Lock-In: More High-Rate Loans, Few Signs Of A Thaw

With 30-year rates above 7% and nearly half of outstanding loans below 4%, originators face a stubborn obstacle to rebuilding repeat-buyer pipelines

UWM Waives FHA And VA Credit-Score Pricing Hits Through Year-End

The offer covers scores of 580 and higher and cuts the adjustment on VA cash-outs above 90% LTV

Oct 21, 2026
Servicer Takes New York Payment-Fee Fight To Federal Court

Onity Group says the state hasn’t clearly defined how fees for optional expedited payments must relate to the cost of providing the service

January’s Condo Reserve Increase Puts Project Budgets In Focus

Fannie Mae and Freddie Mac’s higher allocation requirement gives LOs reason to review association finances now, while California’s new funding duties begin in 2032

UWM Targets The 20%-Down Myth In New Push For Brokers

Mortgage Matchup’s national campaign pitches brokers as a resource for consumers who assume their financing options are limited