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Czarinna Andres

Czarinna Andres

Managing Editor

Czarinna Andres leads editorial coverage for NMP, focusing on the trends, policies, and business strategies shaping today’s mortgage and housing finance landscape. She brings a background in journalism and media, with experience overseeing both print and digital publications across regional markets in New York and Connecticut.

Prior to joining NMP, she served as editor-in-chief for community newspapers, where she managed newsroom operations and led coverage of local government, real estate, and economic development.

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485 results
Jobs Report Comes In Weak After Mortgage Rates Surge

Employers added just 29,000 jobs in September, sending Treasury yields lower and offering a potential counterweight to the recent rise in mortgage rates

Oct 02, 2026
The Loan Store Rebrands As Averra Financial

The wholesale lender is adopting a new identity three years after acquiring Homepoint’s wholesale business and rising to No. 4 in industry rankings

Oct 02, 2026
Garg Claims Majority In Better Fight, Board Poised To Honor Vote

Founder says he secured more than 51% of voting power to remove five directors, pending confirmation by a third-party inspector

New Appraisal Rules Could Vary By Lender Under GSE Exception

Fannie and Freddie are giving some lenders more time to adopt UAD 3.6, meaning mortgage brokers may need to navigate different appraisal requirements across wholesale partners

UWM Removes 20-Point VantageScore Adjustment

The wholesale lender removes an adjustment for new locks while Fannie and Freddie align pricing between VantageScore 4.0 and Classic FICO

Oct 01, 2026
Newrez Turns Servicing Data Into Repeat Business For Brokers

HomeHub expansion routes financing interest from protected wholesale borrowers back to their originating loan officers

Sep 30, 2026
TransUnion Locks In 99-Cent VantageScore Pricing Through 2028

More than 1,100 mortgage lenders have enabled the alternative score, but TransUnion tells NMP that “adoption” includes uses beyond loan originations

Sep 30, 2026
Elio Bought A Mortgage Brokerage. Now It's Using AI To Scale Its LO Ranks.

The startup emerged from stealth with $5.1 million after acquiring Hightide Mortgage, and growing from eight to roughly 40 LOs, betting AI can change the economics of the brokerage model

Sep 30, 2026
Credit-Score Competition Could Expand Beyond FICO, VantageScore

CHLA sees new Fannie and Freddie score disclosures as a first step toward more competition, while lenders are already finding different borrower outcomes under today's models

Mortgage AI Survey Finds Monitoring Gap At Smaller Lenders

Only 40% of smaller lenders surveyed reported ongoing AI monitoring, compared with 80% of larger lenders, as a new state examiner guide details the records regulators may request