Wells Fargo Sees Mortgage Originations Rise In Q4

Wells Fargo & Company reported notable activity in residential mortgage origination in its Fourth Quarter 2025 financial results.

According to supplemental financial data provided for the period, the bank originated $7.5 billion in mortgage loans during the quarter, up from $7.0 billion in the third quarter of 2025 and substantially higher than $5.9 billion in the fourth quarter of 2024. This growth reflects increased consumer engagement with home financing products, despite continued caution in the broader housing market.

The origination figure encompasses both purchase and refinance activity, underscoring Wells Fargo’s ability to capture mortgage demand amid fluctuating interest rate conditions.

In the context of broader home lending performance, the mortgage loan originations metric forms part of Wells Fargo’s Consumer, Small and Business Banking segment results. Residential lending showed resilience against a backdrop of mixed market signals, with originations increasing sequentially, even as net interest income on home lending declined slightly year-over-year, consistent with overall sector trends.

While overall origination remains below peak volumes seen in prior housing cycles, the quarterly uptick in Wells Fargo’s mortgage loan originations signals a stabilization in home financing demand toward the end of 2025. Investors and analysts will likely monitor how these volumes evolve with broader economic shifts and potential rate moves in 2026.