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Tagged: Refinance

Mortgage Apps Fall As Rates Hit Highest Level Since August 2025

Purchase demand softened while refinance activity continued to show resilience despite higher borrowing costs

Analysis and Data
Jul 15, 2026
Atlantic Home Mortgage Launches AI Refinance Platform To Generate Broker Leads

Lendtrain gives homeowners instant refinance estimates before connecting them with licensed mortgage professionals

Tech
Jul 08, 2026
The Recapture Rate Illusion

Mortgage lenders love to tout high retention numbers. But without a common definition of recapture, the industry's favorite metric may reveal more about marketing than actual borrower retention

Opinion
Jul 02, 2026
Prime Mortgage Borrowers Often Pay More Than Necessary: Bankrate

Study estimates well-qualified conventional borrowers are among the most likely to miss the lowest available rates, reinforcing a broader trend in mortgage shopping

Analysis and Data
Jun 29, 2026
First American Warns Against Title Insurance Cuts

Company argues efforts to lower closing costs could transfer risk to lenders, borrowers and investors

Operations
Jun 25, 2026
One-Third Of Homeowners Expect To Refinance Despite Elevated Mortgage Rates

Many prospective refinancers carry mortgage rates above 5%, suggesting demand could accelerate if borrowing costs decline

Analysis and Data
Jun 19, 2026
Second-Lien Lending Hits 18-Year High As Homeowners Protect Low Mortgage Rates

More than half of first-quarter equity withdrawals came through HELOCs and second liens, according to ICE Mortgage Monitor

Home Equity
Jun 09, 2026
UWM Offers 86-Bps Refi Incentive, Temporary Buydowns Through June 30

Lender rolls out purchase buydown credits, refi pricing incentives and expanded credit score options

Operations
May 27, 2026
Refi Volume Jumps To 4-Year High As ICE Reports Strongest Home Price Gain In Nearly Two Years

Lower rates earlier this year fueled a refinance surge and boosted first-time buyer activity, giving loan officers a more balanced pipeline

Analysis and Data
May 12, 2026
Northfield Savings Bank Taps Blend To Scale Mortgage And Home Equity Lending

Community lender bets on automation to boost loan officer capacity and streamline borrower experience

Tech
May 01, 2026
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