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Coming Up:
How To Win Real Estate Investor Loyalty
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Non-QM Captures More Than 11% Of Mortgage Lock Volume

Investor and DSCR loans drive the segment’s growth as conforming lending loses ground

Non-QM
Analysis and Data
ISS Backs Better Board In Fight With Vishal Garg

The proxy adviser says Garg has not made the case for removing five directors, while Better’s interim CEO outlines a narrower strategy built around wholesale, home equity, and repeatable partnerships

C-Suite Strategies
CHLA Wants Ginnie Mae Liquidity Backstop Ready Before Next Crisis

Proposed G-TALF facility could help prevent a servicing cash crunch from constraining FHA, VA, and USDA lending

Regulation and Compliance
FHA
PremierOne Pushes Home Equity Lending To 100% CLTV

California credit union adds HELOC and fixed-rate second-mortgage options as lenders compete for homeowners unwilling to refinance low-rate first mortgages

Home Equity
AngelAi Lands $100 Million To Scale Mortgage Automation

Celligence says the debt financing will support a broader rollout of technology it claims can reduce internal mortgage manufacturing costs to less than $125 per loan

Tech
C-Suite Strategies
Is Non-QM A Modern-Day Cinderella Mortgage Investment?

Institutional capital is fueling Non-QM’s growth, but stronger data integrity and auditable underwriting will determine which lenders endure

Opinion
Non-QM
Former Better President Chad Smith Named Envoy Mortgage CEO

Smith will also oversee PLACE’s mortgage and financial services division

People On The Move
Before Mortgage Can Be AI-Ready, We Need To Be Data-Ready

AI’s potential depends on accurate, consistent, and trustworthy data — and mortgage companies must build that foundation first

Analysis and Data
FHFA Opens VantageScore To All GSE Lenders, Eyes Credit Report Overhaul

Pulte removes 50-lender cap while considering bi-merge and single-bureau reports as additional ways to reduce mortgage costs

Regulation and Compliance
Crypto-Backed Home Financing Comes With New Trade-Offs

Better may reuse bitcoin pledged by mortgage borrowers, while competing loan structures expose customers to price-driven liquidation

Analysis and Data
Non-QM
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