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Surging premiums, rising uninsured rates, and growing reliance on state-backed insurers signal mounting strain on housing markets as climate risks intensify

As GSEs dominate the nation’s mortgage supply and household debt climbs, shifting borrower demographics and easing lending standards point to a gradual, but uneven, market expansion

Three young loan originators are scaling fast by specializing in niche lending, building referral networks, and using AI tools to uncover loan options and streamline workflow

United Wholesale Mortgage has introduced a limited-time 75-basis-point refi incentive and a $600 appraisal credit for purchase loans to support brokers and reduce borrower costs

Energy shock tied to Strait of Hormuz disruption reverses improving borrowing conditions and raises new questions for lenders heading into spring

As per a White House directive, the nation’s housing finance agencies are phasing out Anthropic’s AI tools amid security concerns and shifting to alternative platforms

New standardized data specification aims to improve efficiency, accuracy, and interoperability in FHA loan origination and digital mortgage workflows

February economic data shows mixed signals: interest rates and mortgage yields fall, housing sales remain soft, GDP growth slows, inflation holds near 2.5–3%, and labor markets remain steady amid ongoing global and domestic uncertainties

With more than 40 years of combined mortgage experience, Dan O’Neill and Scott Unger will offer VA, USDA, and innovative loan solutions to first-time, veteran, and multigenerational homebuyers