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Overall lending activity down 11%.

The Mortgage Economic Review is a monthly summary of key economic indicators, data, and events pertinent to mortgage and real estate professionals.

Americans are still living in their homes longer than before because of older homeowners aging in place, a shortage of homes for sale and relatively low monthly payments.

Energy and supply chain issues are causing inflation.

The new Home Access Mortgage is designed to increase homeownership opportunities in Black & Hispanic communities.

Diversity initiatives, especially from big banks like JPMorgan, are helpful in providing capital to underserved communities.

Acquisition expands BBG's presence in another key market.

Greater acceptance of remote work may allow renters greater opportunity to pursue homeownership in more affordable markets.

Affluent population grew by almost 20% in 2021