New population-testing technology applies lender-defined rules across selected origination and servicing records, then directs flagged files to human reviewers
Advertisement
Tagged: ACES Quality Management
ACES Targets Loans Traditional QC Samples May Miss
Brief Refinance Shift Tests Mortgage Lenders’ Compliance Controls
Critical defect rate jumps 23.9% as math-based compliance findings expose the potential for one systemic error to affect loans across a lender’s book
Aug 20, 2026
ACES Quality Management
ACES Quality Management is a leader in enterprise quality management and control software for the financial industry. Founded in 1994 as one of the mortgage industry’s first QC auditing platforms, ACES remains a top provider of loan auditing software and continues to advance QC loan automation.
Loan Quality Showing Improvement In Q2
ACES Quality Management reported that the mortgage industry’s overall critical defect rate rose to 1.51% in the second quarter of 2025, driven largely by sharp increases in appraisal and borrower eligibility defects