Tagged: Bank Statement Loans

Investor and DSCR loans drive the segment’s growth as conforming lending loses ground

Institutional capital is fueling Non-QM’s growth, but stronger data integrity and auditable underwriting will determine which lenders endure

The Non-QM specialist will underwrite and fund California loans in-house while retaining access to more than 90 wholesale lenders across its broader footprint

Angel Oak panel points to past clients, trapped equity, and harder-to-finance properties as overlooked sources of production

Model separately analyzes bank-statement, DSCR, and full-documentation collateral using data from approximately 226,000 loans

The retail lender is expanding its alternative-income products and originator training to capture borrowers outside agency guidelines

New Non-QM tech offering launched to streamline and automate the income analysis process

Originators finding more opportunities in investor-driven and self-employed borrower segments

The non-QM leader introduces Bank Statement HELOC to unlock $32 trillion in trapped equity, while welcoming new account executives to support its growth.

Analyst says expansion of Bank Statement Loan Program just another way to serve the market.