Tagged: Bank Statement Loans

For business owners and investors, purchase price, negotiating power, and cash flow can create reasons to buy before rates fall

Non-QM lock volume rose 8% from August while overall activity declined, and adjustable-rate loans captured their largest share since Optimal Blue’s tracking began in 2019

Investor and DSCR loans drive the segment’s growth as conforming lending loses ground

Institutional capital is fueling Non-QM’s growth, but stronger data integrity and auditable underwriting will determine which lenders endure

The Non-QM specialist will underwrite and fund California loans in-house while retaining access to more than 90 wholesale lenders across its broader footprint

Angel Oak panel points to past clients, trapped equity, and harder-to-finance properties as overlooked sources of production

Model separately analyzes bank-statement, DSCR, and full-documentation collateral using data from approximately 226,000 loans

The retail lender is expanding its alternative-income products and originator training to capture borrowers outside agency guidelines

New Non-QM tech offering launched to streamline and automate the income analysis process

Originators finding more opportunities in investor-driven and self-employed borrower segments