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Tagged: Cash-Out Refinance

Cash-Out Borrowers Leave Servicers Behind as Home Equity Hits Q3 Record

ICE reports $17.5 trillion in homeowner equity, while cash-out refinances account for 75% of servicers' refinance-related loan losses

Home Equity
Analysis and Data
Nov 09, 2026
Home Equity Lending Could Overtake Non-QM In 2027

Lenders report rising second-lien production as homeowners protect low first-mortgage rates

Non-QM
Home Equity
Nov 04, 2026
eLEND Lowers Credit Score Floors To 500 On FHA Cash-Out Loans

eLEND expands eligibility for lower-score borrowers on select FHA and conventional loans through Dec. 31

Wholesale
Nov 02, 2026
$11.6 Trillion In Home Equity Remains Rate-Locked, But Cracks Are Emerging

First American finds that locked-in accessible equity declined even as total equity reached a record $13.2 trillion

Analysis and Data
Home Equity
Oct 29, 2026
The Home Equity Paradox Facing Divorcing Homeowners

Years of appreciation can make a home harder to keep after divorce, leaving originators to solve a financing problem before the settlement is final

Opinion
Home Equity
Oct 28, 2026
UWM Waives FHA And VA Credit-Score Pricing Hits Through Year-End

The offer covers scores of 580 and higher and cuts the adjustment on VA cash-outs above 90% LTV

Wholesale
Oct 21, 2026
Conventional Credit Tightens While Non-QM Gains Ground

Lenders pulled back on cash-out refinance and investor loan offerings in September, even as non-agency programs continued to support the jumbo market, and Non-QM lending gained market share

Non-QM
Oct 09, 2026
Beeline Moves To Acquire Blockchain Home Equity Partner TYTL

The proposed all-stock combination would unite Beeline’s mortgage, Non-QM, and title operations with a platform that lets homeowners sell fractional equity instead of taking out another loan

Home Equity
Non-QM
Aug 06, 2026
Rocket Pro Launches $100K Broker Tech Pitch Contest

The winning idea will be built into a Rocket Pro technology product and unveiled at RPX in Detroit

Tech
Jun 02, 2026
Why Retail Won Cash-Out Refinances In 2025

Six steps loan officers can take to uncover hidden opportunities and win more cash-out refinance business

Analysis and Data
May 04, 2026
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