New data indicates the housing market is becoming more balanced as listings increase and price growth cools, though mortgage rates and affordability challenges continue to pressure buyers
Redfin report show pending sales improve while buyers and sellers adjust to a more balanced housing market
MBA says economic uncertainty and higher mortgage rates slowed new-home demand, while government-backed loans accounted for more than half of applications
Realtor.com report finds median down payment drops 19% year-over-year while FHA and VA usage rises
Higher per-loan expenses offset revenue gains while servicing income strengthens overall profitability
Florida Realtors data shows 8-month streak of sales growth as pending activity points to sustained purchase volume and increased opportunities for LOs
Most aspiring homeowners haven’t engaged a lender as buyers increasingly rely on unconventional financing strategies
Lower maintenance and energy expenses are emerging as an affordability selling point for LOs working with cost-conscious borrowers
The U.S. housing market still leans in buyers’ favor, but new data suggests that advantage may have already peaked
Lower mortgage rates and softer home prices improved affordability statewide, though most households remain priced out