Tagged: DSCR

How originators can pair market expertise with Non-QM products to solve borrower problems and uncover new business

Consumer loan marketplace volume reached $4.3 billion as Figure Connect drove more production off the company’s balance sheet and helped lift adjusted margins to a record 55%

Purchase locks fell 12% from June as the conforming share dropped to 47.3%, extending the mortgage market’s shift toward more specialized products

Executives point to healthy securitization demand and fresh capital for additional loan purchases during the mortgage REIT’s second-quarter earnings call

Model separately analyzes bank-statement, DSCR, and full-documentation collateral using data from approximately 226,000 loans

The retail lender is expanding its alternative-income products and originator training to capture borrowers outside agency guidelines

The brokerage’s investment-property credit line offers up to $1 million and permits qualification with a DSCR as low as 0.75

Investor loans are reshaping Non-QM production as securitization demand, capital markets, and wholesale expansion converge

The Non-QM-focused brokerage is broadening wholesale lender partnerships and short-term rental financing options while investor-driven DSCR demand continues rising

Automation push streamlines document generation, cuts costs, and accelerates closings to compete for investor loan volume