Fannie Changes How Rent From A Former Home Counts
Fannie now prohibits leases for departing residences and permits market-analysis tools instead of Form 1007, creating a key documentation difference from Freddie Mac
Tagged: DTI
Rising Insurance Costs Complicate Mortgage Qualification
Homeowners who switched carriers saved $440 a year on average, giving originators another affordability variable to address early
Affordability Worsens Almost Everywhere
Homes are less affordable than ever in 99% of the nation's counties
Housing Costs Keep Climbing, Squeezing Both Buyers And Renters
Even as rates ease, latest ACS data show typical owner costs outpacing income gains and tightening DTIs
Black Potential Homebuyers Denied Nearly Twice As Often
Though homeownership rates among Black Americans have improved, they still lag behind other racial groups
