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Tagged: Equifax

Credit Score Costs Surge, FHFA Move Opens Door To Mortgage Pricing Reset

Equifax data shows fallout rising and score costs driving nearly half of credit report expense while VantageScore 4.0 introduces new competition

Industry News
Apr 24, 2026
VantageScore Expands RiskRatio As Credit Pressure Builds

RiskRatio upgrade gives lenders earlier visibility into borrower performance as delinquencies rise and credit cost pressures intensify

Operations
Apr 10, 2026
Equifax, TransUnion Slash VantageScore 4.0 Mortgage Credit Score Pricing

New pricing from major credit bureaus expected to deliver over $1 billion in industry savings

Industry News
Mar 10, 2026
Justin Demola Joins Equifax In Senior Leadership Role

Demola joins Equifax as credit data takes center stage in mortgage market

People On The Move
Jan 12, 2026
Equifax Launches New Income Qualify Product

New pre-qual offering will assist lenders in assessing borrowers earlier in the loan process

Direct
Dec 10, 2025
Equifax Responds To Credit Scoring Market Disruption

As a counterpunch to moves by competitors, changes to VantageScore 4.0 pricing seek to reduce costs for lenders and homebuyers

Industry News
Oct 08, 2025
New VantageScore Credit Model Aims To Boost Predictive Performance

Also, company’s pilot program gives nonprofit lenders access to modern credit scoring while helping them maintain sound lending practices

Industry News
Apr 22, 2025
Equifax Paying $15 Million For Consumer Dispute Failures

The CFPB filed a lawsuit against fellow credit-giant Experian two weeks ago alleging the same

Regulation and Compliance
Courts
Jan 20, 2025
Final Rule Banning Medical Debt From Credit Reports Issued

The CFPB says the rule will produce 22,000 more mortgages each year, but some disagree with its premise

Regulation and Compliance
Jan 07, 2025
Lenders Sue Equifax Alleging Antitrust Violations

Equifax faces allegations of monopolizing electronic income and employment verification services.

Courts
Jun 03, 2024
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FHAs Foreclosure Reckoning
Breaking Barriers
Beyond Barriers
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