Tagged: First American Data & Analytics

Price declines are spreading, yet mortgage rates and uneven local conditions continue to limit what buyers can afford

Sales fell 10.5% in July as inventory climbed, leaving builders increasingly dependent on price cuts, mortgage-rate buydowns, and other incentives

Prices fell 2.9% in Austin but rose 6.4% in Chicago, showing weak purchase demand is producing local corrections rather than a national one

Annual appreciation reached its highest rate since August, but prices varied sharply by market and buyer segment

First American says limited inventory is keeping prices at historic highs, while luxury homes continue to outperform starter and mid-tier markets

First American Data & Analytics and DealGround study finds most commercial real estate professionals use AI regularly, but rely on human verification before making underwriting, valuation, and transaction decisions

Higher energy costs and persistent core inflation are expected to keep borrowing costs elevated, limiting near-term upside for housing activity

Income growth and home price moderation are improving buying power, though rate pressure keeps demand fragile

First American Data & Analytics has integrated its RegsData compliance tool into the MeridianLink Mortgage LOS, giving lenders seamless, one-click, automated compliance monitoring to reduce risk and streamline loan closings

Tighter lending standards, strong equity, and a persistent supply shortage differentiate current cycle from the Great Recession