Tagged: GSE

Fannie, Freddie ease insurance rules, allowing cheaper roof coverage, higher deductibles, and added flexibility for borrowers, condos, and lenders

Fannie Mae extends its $2,500 credit for very low-income borrowers for another year, while both Fannie Mae and Freddie Mac align their manufactured housing programs to promote consistency in lending standards

Fannie Mae’s December 2025 report shows modest growth in its guaranty book and largely stable credit conditions, with delinquency rates near historic lows despite elevated mortgage rates and slower home sales

Dan Figurski of SingleSource Property Solutions discusses how originators will face a shift as the redesigned URAR and UAD 3.6 bring clearer property insights and data-driven appraisal reporting

Freddie Mac’s $5.1 billion in 2025 CRT issuance highlights the program’s expanding role in transferring mortgage credit risk to private capital, while reinforcing liquidity and stability in the U.S. housing finance system

FHFA has finalized 2026–2028 housing goals for Fannie Mae and Freddie Mac, lowering single‑family low-income benchmarks, while keeping multifamily targets steady to balance affordability and market stability

Freddie Mac has named veteran financial services executive Kenny M. Smith as chief executive officer and board member, while interim CEO Michael Hutchins will continue as president

New pre-qual offering will assist lenders in assessing borrowers earlier in the loan process

Freddie Mac reports that mortgage production costs remain high despite modest quarterly improvement, with lenders seeing higher per-loan income but relying on Loan Product Advisor tools to offset rising expenses

The Government Accountability Office is urging the Federal Housing Finance Agency to issue clear, written guidance on how Fannie Mae and Freddie Mac should meet fair lending requirements amid shifting oversight and increasing use of property technology