Tagged: GSE

New pre-qual offering will assist lenders in assessing borrowers earlier in the loan process

Freddie Mac reports that mortgage production costs remain high despite modest quarterly improvement, with lenders seeing higher per-loan income but relying on Loan Product Advisor tools to offset rising expenses

The Government Accountability Office is urging the Federal Housing Finance Agency to issue clear, written guidance on how Fannie Mae and Freddie Mac should meet fair lending requirements amid shifting oversight and increasing use of property technology

With stability growing in market conditions, stronger maturity volumes, and a gradual decline in interest rates, multifamily lending activity is projected to rise in 2026

Proposal outlines a market-driven approach to enhance shareholder value, preserve mortgage affordability, and facilitate a controlled exit from conservatorship

As per the GSE's latest Selling Guide Announcement, the minimum representative credit score requirement of 620 will be removed for new loan case files created on or after November 16, 2025

Economists argue that permanent buydowns allow buyers to qualify for higher-price homes at lower rates, thus increasing buying power and allowing builders to sell more homes without having to cut prices

As the debate to bring Fannie Mae and Freddie Mac public continues, a panel at the MBA’s Annual Convention discussed the process of taking the GSEs out of conservatorship and the impact of such a move on the mortgage marketplace

FHFA requesting public comment on the strategic direction of the GSEs “to help restore the American Dream of homeownership for all Americans”

Proposed 5% public offering could reshape the U.S. mortgage market — but a host of risks loom along with potential gains