In his State of the Union address, Trump pledged mortgage and housing cost relief through lower interest rates, potential Fed leadership changes, and aggressive housing reforms, factors that could improve affordability and boost mortgage activity
The Harvard Joint Center for Housing Studies (JCHS) conducts rigorous research to advance policy and practice, and brings together diverse stakeholders to spark new ideas for addressing housing challenges. Through teaching and fellowships, JCHS mentors and inspires the next generation of housing leaders.
Lower immigration projections through 2035 are expected to slow household formation, weaken renter and buyer demand, and reduce overall housing and mortgage origination volumes
